In which I mostly obsess over money.
Friday, January 28th, 2011SIGH. I’m bored. So bored. I’m watching Angel and thinking that all these people who die on this show have exciting, interesting deaths, at least, whereas I am probably going to die of a tooth infection. Which, even that, with its death and stuff–boring.
My tooth really has been bugging me.
Not much has been going on. Jim has started school. This is the first time he’s ever gone full time, and while he’s reduced his hours at work, he’s still working three days a week. So far, he’s doing well, but the semester’s still early, and five classes with that much work is…well, it’s a lot.
It’s a lot of hours to put in while going to school; it’s not enough hours for two people trying to pay bills. Jim’s the food-and-gas guy, whereas I’m the “everything else” girl. I’ve come to terms that I will probably have to start picking up on the tab on groceries, which wouldn’t be such a big deal if I didn’t want to get rid of our credit card bill so bad. I’ve been paying for that thing since, like 2008. I was doing a great job last year of getting it knocked out, then had a couple of rough months where I only paid the minimum and BAM. It was right back where it was.
Credit card companies are evil.
So Jim and I are trying to cut back, when there’s really not a lot to cut back on, since we never were big spenders in the first place. We figure we can save some money by eating in and not driving around so much. I’m proud that I didn’t hit Jim up for one of our drives at all this week. (I asked about it one night, but that’s because I was verifying that he didn’t want to. Honestly, I was too damned tired to go anywhere, anyway.) I’ve also been working overtime. Yet, after looking at today’s paycheck and mentally subtracting all the bills, there’s just so–so little of it left. And I feel like that damned credit card will be hanging over my head forever.
But, alas, I’ve been broke before. Very broke. And I’ve also gone from that to not living from paycheck to paycheck before now, so I know I can do it again. And you know what helps immensely with not living from paycheck to paycheck? Not having a car payment. Which, just doing what we’re doing now, it’ll be paid off in a little under three years. Way too long to be making a car payment, sure, but it’s at least a definite light at the end of a very dark tunnel.
A very long tunnel, but hey–as long as I can see that light.
Back to cutting back on money: that means trying to have cheaper hobbies. I’ve got my crocheting, but Jim has video games that he seems to just burn through. And XBox games are not cheap. And remember D&D? If anyone remembers way back when we started our “Homebrewed” game–can you believe it’s almost been a year?–then you would remember that initially, it wasn’t just a way for Jim and I to do something together, it was also a way to save money. Except lately, we haven’t been playing. First, it started off with me. After, you know, things happened (I really don’t want to talk about it anymore), I couldn’t get myself back into it. Then the holidays, then it seemed like Jim couldn’t get himself back into it, and last week and this week, it won’t happen because Jim’s been scheduled to work on Saturday.
Truth be told, I barely remember where we left off. I kind of miss it.
But even if we don’t do our D&D game again, I have a plan. Just work more overtime, even more than I’m already working. Because then when I get home, I’m dead tired, and all I want to do is sleep. As far as hobbies go, they don’t come any cheaper than that.
Speaking of…I think I’ll head to bed. I plan on doing more overtime in the morning. Night, y’all.






